Updated December 28, 2023

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Our Privacy Policy describes how we collect, use, and share your personal data.

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Please take a moment to familiarize yourself with our privacy practices.

What Is Personal Data?

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We believe strongly in fundamental privacy rights — and that those fundamental rights should not differ depending on where you live in the world. That’s why we treat any data that relates to an identified or identifiable individual or that is linked or linkable to them by our website as “personal data,” no matter where the individual lives. This means that data that directly identifies you — such as your name — is personal data, and also data that does not directly identify you, but that can reasonably be used to identify you. Aggregated data is considered non‑personal data for the purposes of this Privacy Policy.

This Privacy Policy covers how we handle personal data whether you interact with us on our website. We may also link to third parties on our services. Our Privacy Policy does not apply to how third parties define personal data or how they use it. We encourage you to read their privacy policies and know your privacy rights before interacting with them.

Your Privacy Rights

We respect your ability to know, access, correct, restrict the processing of, and delete your personal data. We have provided these rights to our subscribers and if you choose to exercise these privacy rights, you have the right not to be treated in a discriminatory way nor to receive a lesser degree of service from us. Where you are requested to consent to the processing of your personal data by us, you have the right to withdraw your consent at any time.

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There may be situations where we cannot grant your request — for example, if doing so would undermine our legitimate use of data for anti-fraud and security purposes. We may also decline to grant a request where jeopardizes the privacy of others, is frivolous or vexatious, or would be extremely impractical.

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If you live in California and you cannot access our Privacy page, you or your authorized agent can make a request at nikmarinoff.com/contact

Personal Data We Collect from You

We strive to collect only the personal data that we need. The personal data we collect depends on how you interact with our website.

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When you contact us and/or otherwise interact with us, we may collect a variety of information, including:

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• Contact Information.

• Other Information You Provide to Us.

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You are not required to provide the personal data that we have requested. However, if you choose not to do so, in many cases we will not be able to provide you with our products or services or respond to requests you may have.

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Personal Data We Receive from Other Sources

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We may receive personal data about you from other individuals, from businesses or third parties acting at your direction to provide our products and services and assist us in security and fraud prevention, and from other lawful sources.

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• Individuals.

• At Your Direction.

• Our Partners.

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When acquiring such data, we do so in accordance with applicable law, including law in the jurisdiction in which the data is hosted.

Use of Personal Data

We collect such non-personal and personal data for the following purposes:

• Power Our Services.
• Communicate with You.
• Security and Fraud Protection.
• Comply with law.

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We do not use algorithms or profiling to make any decision that would significantly affect you without the opportunity for human review. We also do not use or disclose sensitive personal data for any purposes that would require a user to exercise a right to limit processing according to California law.

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We retain personal data only for so long as necessary to fulfill the purposes for which it was collected, including as described in this Privacy Policy or as required by law. We will retain your personal data for the period necessary to fulfill the purposes outlined in this Privacy Policy. When assessing retention periods, we first carefully examine whether it is necessary to retain the personal data collected and, if retention is required, work to retain the personal data for the shortest possible period permissible under law.

Sharing of Personal Data

We may share personal data with service providers who act on our behalf, our partners and publishers, or others at your direction.

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We do not sell your personal data including as “sale” is defined in Nevada and California. We also do not “share” your personal data as that term is defined in California.

Protection of Personal Data

Our website is hosted on a cloud-based platform with secure servers behind a firewall. Your data may be stored through their data storage, databases, and their general applications.

Cookies and Other Technologies

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We and our third-party service providers may use "cookies" and other similar technologies. These technologies help us to better understand visitor behavior including for security and fraud prevention purposes, tell us which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches.

We do not change our practices in response to a “Do Not Track” signal in the HTTP header from a browser, however, most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser.

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In addition to cookies, we use other technologies that help us achieve similar objectives.

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In some email messages we send to you, we provide a “click-through URL” that links you to content on our website. When you click one of these URLs, they pass through a separate server before arriving at the destination page on our website. We track this click-through to help us determine interest in particular topics and measure whether we are communicating with you effectively. If you prefer not to be tracked in this way, you should not click graphic or text links in email messages.

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We generally treat the data we collect using these cookies and similar technologies as non-personal data. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal data by local law, we also treat these identifiers as personal data in those regions. In addition, we sometimes combine non-personal data collected from these technologies with other personal data we hold. When we combine data in this way, we treat the combined data as personal data for purposes of this Privacy Policy.

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Ads that are delivered by third-party advertising platform may appear in the blog posts. If you do not want to receive ads targeted to your interests from third-party advertising platform in the posts, you can switch to desktop site to disable the personalized ads, which will opt you out of receiving such ads regardless of what device you are using.

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Privacy Questions

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If you have questions about our Privacy Policy or privacy practices including where a third-party service provider is acting on our behalf, you can contact us at nikmarinoff.com/contact

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When there is a material change to this Privacy Policy, we’ll notify you here that it has been updated.